Spencer Office
140 N. Main Street
PO Box 327
Spencer, NY  14883-0327
     Telephone: 607-589-4456
        Fax: 607-589-4311

  David Belair, President
     607-589-4456
     davidb@spencer-agency.com

   Merrilea McKee, Office Manager
     607-589-4456
     merrilea@spencer-agency.com

  Crystal Brown, Licensed CSR
     607-589-4456
     crystal@spencer-agency.com
 

  Courtney McNamara, CSR
     607-589-4456
     courtney@spencer-agency.com

Candor Office
85 Main Street,
PO Box 68
Candor, New York 13743-0068
     Telephone: 607-659-5445
        Fax: 607-659-5210
 

 Kelsey O'Konsky, Licensed CSR
     607-589-4456
     kelsey@spencer-agency.com

 
  Crystal Brown, Licensed CSR
     607-659-5445
     crystal@spencer-agency.com